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Financing controlling plus digital credit platform

A multitude of issues arise in municipal financing. These make it seem sensible to install an external partner for your financing activities. That is why we have developed ongoing municipal finance controlling for municipalities.

By setting up the loan portfolio in our systems, analyzing and monitoring the loan portfolio, those responsible always have an overview of the financing conditions and the current financial market. Regular reporting, also for reasons of control and transparency, forms the basis for ongoing savings.

Tenders & rescheduling. The implementation of projects is often associated with long-term borrowing, with various risks being taken. These risks should be identified and understood. Questions such as the selection of financing partners, loan volumes and terms, funding opportunities and the right interest rate indicators require an active discussion. The answers require extensive preparation and follow-up, resources, knowledge of the banking landscape, technical systems and a focus on digitization with a personal touch. This ensures that municipalities and banks are always on an equal footing and that the high demands placed on the administration of public funds can be met.

Municipal credit platform. In coordination with customers and municipal financing banks, we have developed a digital Austria platform together with our partner. This represents a marketplace for financing from cities and municipalities. The tenders can be designed in such a way that there are no direct costs for municipalities when using the platform, neither when registering nor when signing up. There is no need to forego regional partnerships.

The first loan tenders have been published and banks are on board. Our specialty – digitization can also be obtained in a personalized manner. We take over the entire process of the tender for you. This means you are close to the market and benefit from the best conditions.

We expect the digitization of tenders to lead to a significant increase in efficiency for both lenders and borrowers.

  • Banks save costs by centralizing credit inquiries and reducing manual work. Important interfaces between the front and back office can be redesigned.
  • The public sector simplifies processes, professionalises its presence on the financial market and gains audit security. She also has access to other lenders.

The public sector in particular is subject to a high degree of due diligence and its actions are regularly subjected to a subsequent review by control bodies. The use of external specialists and our digital platform not only significantly reduce the interest burden, but also the liability risk for the municipality.

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About The Author

Heinz Hofstaetter
Over 20 years of international experience in senior management positions in the areas of consulting, banking, finance, asset management, valuation and Real Assets.