komuno – The digital platform for municipal loans now also for Austria FRC – Finance & Risk Consult GmbH and komuno GmbH start partnership Following a successful start in Germany, komuno GmbH now also offers Austrian cities, municipalities and financial institutions the opportunity to tender and submit bids for Kommunalkredit via their digital platform komuno. […]
Marktgemeinde Altenmarkt an der Triesting, LAbg. BGM Josef Balber. As a municipality with approx. 2,200 inhabitants we have a large number of tasks for. Precisely for this reason and in compliance with the requirements of the Lower Austrian Municipal Code (“§ 69 NÖ GO 1973 – Conservation and management of municipal assets”) we have also […]
Currently we can report attractive conditions for municipal financing. “Blame it” is the current low-interest phase, which is indeed problematic to see, but for the public sector leads to even cheaper money. On the one hand, with regard to the topic of “negative interest rates”, we are following the development around the (non-) passing on […]
Cellensis is a series of events that deal with spiritual music of Christian tradition by setting thematic priorities. Cellensis is old, traditional and new sacred music of European origin in particular.
The interest rate indicators for variable-rate financing have generally reached negative levels beginning with March 2015. Unfortunately, this situation, which is generally favorable for municipalities and companies, is clouded by the fact that many of the advantages of low or negative interest rates (hereinafter “negative interest rates”) are not passed on to the municipalities. First […]
Claims arising from non-compliant interest rate adjustment – negative interest The interest rate indicators for variable interest rate financing (such as Euribor or Libor) have generally reached negative levels beginning March 2015 (earlier in CHF terms). Unfortunately, this situation, which is generally favorable for municipalities and companies, is clouded by the fact that many of […]
Visit us at the Städtetag in Rust from May 2019, 22nd – 24th in Rust. At the 69th Austrian Cities Conference 2019 in Rust, the FRC will be represented. We would like to discuss your financial topics with you. If you want to fix an appointment with us, contact support@frc-consult.com.
For some years now, credit platforms have developed in the area of lending to private customers (B2C) and to corporate customers (B2B). As part of a credit platform, a borrower is brokered online to a lender or vice versa. In Austria too, most banks have a so-called “online lending” and the topic “crowdfunding or crowdlending” […]
Our services Analysis and optimization of existing financing and formal review of contracts (conditions, rounding, contract clauses, interest surcharges, etc.) Creation of a balanced financing portfolio Financing alerts with the banks – we know the market and compare the financing parameters. Computational review of current cash flows (credit and leasing rates, interest rate adjustments, etc.) […]
Now that FRC-Finance & Risk Consult GmbH (FRC) has established itself as a well-known service provider for Austrian municipalities in the field of finance, FRC is starting a sustainable partnership with Kommunalnet. The purpose of this partnership is for the Austrian municipalities to gain sustainable know-how in the field of financing and risk management via […]
