Author Posts

Case Study Services Municipalities

Our services Analysis and optimization of existing financing and formal review of contracts (conditions, rounding, contract clauses, interest surcharges, etc.) Creation of a balanced financing portfolio Financing alerts with the banks – we know the market and compare the financing parameters. Computational review of current cash flows (credit and leasing rates, interest rate adjustments, etc.) […]

FRC launches partnership with Kommunalnet…

Now that FRC-Finance & Risk Consult GmbH (FRC) has established itself as a well-known service provider for Austrian municipalities in the field of finance, FRC is starting a sustainable partnership with Kommunalnet. The purpose of this partnership is for the Austrian municipalities to gain sustainable know-how in the field of financing and risk management via […]

Satisfied Costumers…

The City of Neusiedl am See has successfully used our services in financing. By analyzing existing loans and taking advantage of the still rather low interest rates, it was possible to achieve a high level of savings for the city. Read more here: Savings Municipality Neusiedl am See. If there are any problems with the […]

Transfer of negative interest rates to borrowers

As is known, the interest rate for financing has declined significantly in recent years. The relevant interest rate indicators for variable-rate loans have, for years, fallen below the limit of 0 and are still negative (3M-EURIBOR since 2015, 3M-CHF-LIBOR since 2014). This favorable situation for borrowers is saddened by the fact that lenders often do […]

How do I hedge my FX risks?

The route is the goal… Setting up processes Within the scope of their business activities, payment flows in foreign currencies also occur regularly for companies. For the management of these, predefined rules and processes should be developed. For this, it is necessary to analyze the processes in the company. Thus, payment streams should be centrally […]

Der Querdenker – Municipality financial report 2015

News about the municipality finances … The Austrian municipal association published the  Gemeindefinanzbericht 2015. In summary, it can be seen that the communities have done well. The total debt of the municipalities has declined slightly. Fortunately, the municipalities in Lower Austria and Burgenland have reduced their debt levels more clearly than the average of all […]

Der Querdenker – Interest rate rise ante portas?

Recently, we have reported on the current interest rate paradise for borrowers, with the headline also talking about a market dilemma [Blog 2016 09 02]. Do we now see this dilemma more quickly than many market participants believe? Inflation increase … How do you think? Currently it is said that the economy is growing too […]

Real Asset & Valuation – A response to the current market dilemma?

SUMMARY Real assets as a long-term investment with stable cash flow Continuous development of valuation standards and corresponding benchmarks Peer groups or clustering techniques help with the selection of financial instruments A well-founded data basis leads to the best validation TEASER The valuation of complex financial instruments is becoming more and more important not least […]